Terms and Conditions


Web Picture Identification Inc. O/A WebPicID, is herein, referred to as WebPicID in this document.

Individuals agree to these Terms and Conditions and Privacy Policy.

Organizations agree to these Terms and Conditions and Privacy Policy.

An organization is defined as:One or more persons, a partnership, an incorporated company, a charity, a non-profit, or a government.

Members and Merchant Employee Members, MEM’s, agree to these Terms and Conditions and Privacy Policy.

Act of Agency

Individuals must be at least 18 to Act as an Agent for WebPicID.
The Agent must provide their name and their email address.
    Agree to:
    The WebPicID Terms and Conditions    
    The WebPicID Privicay Policy
    Verify their email address
    Log on to WebPicID
    Verify their identity.

Duties

The Agent:
    Agrees to the WebPicID Terms and Conditions and Privacy Policy.
    Looks at the original ID documents
    Looks at the Identification Document and Agent Affirmation page entries.
    Provides their name and email address and a picture.
    Does not need to to touch the ID documents and is NOT to copy the information.
    If the information on the:
        Identification Documrntation and Agent Affitmation Screen
        and
        The original identifiaction Document match
    Then
        The Agent presses the I AFFIRM  button.
    ***Leaving the website without pressing I Affirm ends the Act of Agency***

The Act of Agency is limited to:
1 Looking at the identification documents.
2 Looking at the identification information entered on Identification Document and Agent Affirmation page.
3 Affirming that the information in the original documents match the information in the Identification Document and Agent Affirmation screens.
Pressing I AFFIRM ends the limited Act of Agency.

An individual can Act as an Agent for WebPicID as often as they like.

Family Protection

A Member who is at least 18 years old can act as the Parent for their family.

WebPicID defines a family as at least 1 adult
and
One or more persons living a the same residence.

The Member using Family Protection is designated the Parent.

The Parent agrees:
    To Act as the Agent for WebPicID.

    To accept one Agent fee to verify the identities of all of the new Family Members.
    To authorize all family members to use WebPicID services.
    That transferring funds to the Dependents WebPicID account allows the dependent family member to make a Safe Purchase.
    This is the only way a Dependent can receive funds.
    *** All items or services purchase by a Dependent are shipped to the Parent. ***
    **Adult family members can receive transfers to their WebPicID account.**
    *Adult family members can make a payment at an WebPicID bank branch.*
    
All items purchased by a dependent are sent to the Parent to give to the dependent.
The Parent is notified about the details of all purchases by dependent Members.

Identification documents for a dependent

Primary Picture ID if available or a picture with a Parent
Secondary A birth certificate
Address A letter from the government or a doctor referring to the dependent.
Address identification
A letter addressed to the dependent
A statement, letter, or utility bill in the dependent’s name or referring to the dependent.

Memberships

Individuals can only have one WebPicID membership.

Merchant Employee Members can only have one Merchant Employee Membership MEM for each Merchant employer.

Individuals may have more than 1 MEM for different employers.
MEM’s cannot act as an Agent for WebPicID.
They must become a Member to Act as an Agent.

Identity Theft Fraud Loss Reduction for individuals, Members, and organizations, Merchants

WebPicID detects a fraud in mid transaction after payment.

But before the goods or services have been shipped.

The Buyer is advised by the Merchant after making the payment:

“Vendor1 protects you, Buyer1, from Identity theft fraud by having Buyer1 verify their identity at WebPicID.com."
The goods or services will not be shipped until WebPicID.com confirms that you verified your identity and authorized the sale.

WebPicid sends a Notification 24/7 when an individuals indentiy is used at a Merchant.

There are only 4 responses to a Notification.

Authorized, Declined, Fraud, Ignored

In the first 3 cases the Buyer verified their identity.

In the case 4 the Merchant has the goods and the money.

In all cases there is no ID Theft Fraud Loss to either party.

WebPicID will notify the Merchant of the first 3 responses.

A fraud report will be sent to the Buyer and the Merchant.

Identify a predator

If someone is your new best friend but now they need your money to do something; let us know.

We work anonymously to check them out.

Membership

I agree to:

Only have one individual Membership.

Provide my name, email address, picture, and date of birth.

Keep my home address current. (This is for your protection.)

Report any name changes the next time I Log On. (This again is for your protection.)

Agree to:
    The WebPicID Terms and Conditions and Privacy Policy
    Create a log on with a password and a challenge word.
    Activate my Web Camera and Microphone.
    Provide a picture every time I log on.
    Provide a witness to look at the ID documents.     
    Enter the ID information on to the WebPicID Identification Document and Agent affirmation screen.   
    Show 3 pieces of identification to the Agent Acing for WebPicID.   
    Allow the witness (anyone 18+ years old) to look at the ID documents and verify that the information on the Identity Document and Agent Affirmation screen matches.

Identification Documents

    Primary ID Government Issued Picture ID: Driver’s License, Passport, or other.     
    Secondary Government issued ID: Unused Primary ID or other identification.
    (A Birth Certificate is required for dependent Members)     
    Address ID Any utility statement , Bank statement dated in the last 30 days.     
    Use Other if these documents are not available.    

Merchant Sign Up

All of the Terms and Conditions and Privacy Policy apply to every Merchant and MEM.

A seperate contract is created for each Merchant.
It will be presented for ratification after Merchant Sign up.
Some of the services available to Merchants are listed.
Identity Theft Fraud Loss Reduction: Reduce fraud and fraud operating costs by 50%.
Micro Payment: $0.01 to $100.00. Process $0.01 payments  No charge backs or returns.
New Markets:  Virtual items under $1.00 Save 8 to 14% of procceing fees.
Secure Message: A message that can only be read by the sender and receiver.

Merchant Employee Memberships

Individuals can only have one WebPicID Membership.
Merchant Employee Members may have one Merchant Employee Membership MEM for each Merchant employer.
Individuals may have more than 1 MEM for different employers.

MEM’s cannot act as an Agent for WebPicID.
They must become a Member to Act as an Agent for WebPicID.

Members and Merchants are responsible for all bank fees.

WebPicID will offset all ID Theft Fraud Loss Reduction fees daily.

You will be able to see your WPID account online 24/7.

Refer or share WebPicID to an organization.

Members who can share or refer an organization to sign up with WebPicID,

Will get a 10% of the ID Theft Fraud Loss Reduction revenue for the life of the merchant.

The organization must name the Member as the person that shared or referred WebPicID to them.

If more than one person is named then they all agree to share equally in the 10%.

Report Abuse

If you do not like what someone said or did on WebPicID let us know we will investigate.

Safe Purchase

This is is a non bank card online payment service.

Find items that you want to buy.

Stop when the cart is full.Log on to WebPicID

Select Safe Purchase to ask WebPicID to pay for the items.

A Parent transfers funds to a dependent to allow them use Safe Purchase.

All goods or services purchased by Safe Purchase for a Dependent are shipped to the Parent.

The Parent agrees to be is responsible for the use of items purchased via Safe Purchase for a dependent.

Secure Message

Send messages that only you and the recipient can read.

The message never leaves the WebPicID server.

The Sender is responsible to notify the Recipient that they have a Secure Message by email phone or social media.

Share an organization

Members can share any number of organizations once a day.

Once the organization becomes they can name the person who shared WebPicID with them.

Members who can refer an organization to sign up with WebPicID will get  10% of the ID Theft Fraud Loss Reduction revenue for the life of the Merchant.

If more than one person is named then they all agree to share equally in the 10%.

Indemnification of losses

The Merchant agrees to indemnify WebPicID from any losses associated with using the WebPicID services.

We need to comply with KYC regulations and the requirements can be seen under Documents Required for most companies.

The Member indemnifies WebPicID from any loss incurred using these services.

All transactions take place in Canada on a Canadian server.
All Members and Merchants agree that all disputes are resolved by the Alberta Arbitration Act and are limited to the amount of the transaction in dispute.


Copy Right Web Picture identification Inc. O/A WebPicID™ Dated July 10, 2020 rfgWeb Picture Identification Inc. O/A WebPicID, is herein, referred to as WebPicID in this document.